Appraisal services for Milwaukie and Clackamas County homeowners

Here are the top reasons Oregon homeowners need Willamette Valley Appraisal Professionals:

Find the right listing price (whether they're selling the home themselves or using an agent)
To challenge a property tax assessment in Oregon
To cut a mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a divorce in the state of Oregon, when real estate property needs to be divided
Settle an estate in Oregon by determining the true market value of real estate


	Need help determining the value of your home in or near Milwaukie, Oregon? Contact Willamette Valley Appraisal Professionals.

At Willamette Valley Appraisal Professionals, we understand the unique needs of a customer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value judgement than yours.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if you live in an area that's declining or not appreciating as much as other houses nearby. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. Getting a professional appraisal from Willamette Valley Appraisal Professionals is your perfect weapon when challenging your property tax assessment.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to save money for homeowners. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. Willamette Valley Appraisal Professionals is experienced in helping homeowners just like you delete unnecessary PMI insurance.

Recently got a freeze to your HELOC?

If your home is in or near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be negative on your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow point of view. Willamette Valley Appraisal Professionals can provide you with an expert appraisal that will help you reinstate your home equity line of credit.

We Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for accuracy? Willamette Valley Appraisal Professionals offers field reviews where we'll go out and check the subject and comparables in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your house.