Attention homeowners: Real estate appraisal services for in Milwaukie and Clackamas County

The top seven reasons why Oregon homeowners call on Willamette Valley Appraisal Professionals:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge Clackamas County's assessment of your property value
To lower a mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If real estate property needs to be divided because of a divorce
To settle an estate in Oregon by determining the true market value of the property in question


	Do you own a home in or near Milwaukie? Do you need help deciding the value of your real estate? Contact Willamette Valley Appraisal Professionals.

At Willamette Valley Appraisal Professionals, we understand the particular needs of a customer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. But as a general consumer, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Willamette Valley Appraisal Professionals, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value report than yours.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if you live in a region that's declining. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal report from Willamette Valley Appraisal Professionals is your perfect weapon.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to save money for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. Willamette Valley Appraisal Professionals is seasoned in helping clients just like you do away with unwanted and unneeded PMI insurance.

Was your HELOC recently frozen?

Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow angle. Willamette Valley Appraisal Professionals can provide you with an expert appraisal to help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would wish to have an expert double-check it for precision or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Willamette Valley Appraisal Professionals can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? We can assist you. Even though most review work is commissioned by lenders, homeowners suspecting a prior appraisal wasn't above board are wise to get a second opinion.