Attention homeowners in Milwaukie and Clackamas County: Need an appraisal?

The top 7 reasons OR homeowners use Willamette Valley Appraisal Professionals:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. To challenge a OR property tax assessment
  3. Remove PMI to cut their mortgage payments
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a OR divorce, when property needs to be divided
  7. Determine the true market value of real estate in question to settle an estate in Clackamas county or OR

Need help deciding the value of your home in or near Milwaukie, OR?
Contact Willamette Valley Appraisal Professionals.

At Willamette Valley Appraisal Professionals, we understand the special needs of a consumer after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value opinion than yours.

Appraisals to remove PMI

A popular way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. At Willamette Valley Appraisal Professionals, we're veterans in helping consumers just like you remove unwanted PMI insurance.

Challenging Clackamas county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that's going down. That means you are paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Willamette Valley Appraisal Professionals is your #1 weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow angle. Willamette Valley Appraisal Professionals can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you'd prefer to have a seasoned professional double-check it for accuracy or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Willamette Valley Appraisal Professionals can help you with that. Even though this is typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your home.