Attention homeowners: Real estate appraisal services for in Milwaukie and Clackamas County
See the top 7 reasons why OR homeowners order from Willamette Valley Appraisal Professionals:
Do you own a home in or near Milwaukie? Do you need help deciding the price of your real estate?
We at Willamette Valley Appraisal Professionals understand the individual needs of a customer looking for appraisal services. Our usual business clients are used to the appraisal process and the standard "products" we deliver to them. As our valued client, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value opinion than yours.
Need to remove PMI?
A fashionable way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. We are veterans in helping clients just like you rid yourselves of unwanted PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your house overvalued if you live in an area that is declining. This means you're probably paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Willamette Valley Appraisal Professionals is your chief weapon.
HELOC recently frozen?
Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow viewpoint. An efficient appraisal from Willamette Valley Appraisal Professionals can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review Services
Have you just gotten a copy of your appraisal and you would prefer to have a seasoned professional double-check it for efficiency or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? Willamette Valley Appraisal Professionals offers field reviews where we go out and check the subject and comparables. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had done before. Even though this is usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your property.