Need an appraisal in Milwaukie or Clackamas County?
The top 7 reasons why OR homeowners hire Willamette Valley Appraisal Professionals:
Own a home in or near Milwaukie, OR and need help deciding the value of it?
At Willamette Valley Appraisal Professionals, we understand the particular needs of a consumer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your home because of your emotional attachment to it. Our professional appraisers at Willamette Valley Appraisal Professionals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value conclusion than yours.
Need to remove PMI?
An attractive way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. We're qualified in helping people just like you do away with unneeded and unwanted PMI insurance.
Challenge a property tax assessment
Lets say your home is not appreciating as much as other properties close to yours -- your local tax assessor may have your home overvalued. This only means you are probably paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Willamette Valley Appraisal Professionals is your strongest weapon.
Recently got a freeze your HELOC?
Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow standpoint. Willamette Valley Appraisal Professionals can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for accuracy? An appraiser from Willamette Valley Appraisal Professionals can go out and check the subject and comps in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Willamette Valley Appraisal Professionals can help you with that. While typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your property.