Appraisal services for Milwaukie and Clackamas County homeowners

Here are the top seven reasons why OR homeowners need Willamette Valley Appraisal Professionals:

  1. Pre-listing appraisals (whether they're selling the home on their own or using an agent)
  2. Challenge Clackamas county's assessment of your propertyvalue
  3. Remove PMI to reduce your mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a OR divorce, where property needs to be divided
  7. Determine the true market value of property in question to settle an estate in Clackamas county or OR

Own a house in or near Milwaukie, OR and need help deciding the value of it?
Contact Willamette Valley Appraisal Professionals.

We at Willamette Valley Appraisal Professionals understand the unique needs of a customer in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Willamette Valley Appraisal Professionals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your home's price, and not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value opinion than yours.

Appraisals to cancel PMI

An attractive way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're veterans in helping people just like you abolish undesirable PMI insurance.

Challenge property tax assessments

Lets say your house is not appreciating as much as other homes nearby -- your local tax assessor may have your home overvalued. That only means you are going to pay more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Willamette Valley Appraisal Professionals is your #1 weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your house is in or near a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Willamette Valley Appraisal Professionals can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for preciseness? An appraiser from Willamette Valley Appraisal Professionals can go out and check the subject and comparables in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home.